About Us

UIB brings satisfaction and prosperity to you with wisdom and innovation integrated from the cultural virtues from the East and the West.

Chairman's Message


The growth of Asian-Americans and their contribution to the community’s economic growth in the New York area have been quite impressive in recent years. With a continuous influx of new immigrants, the Asian-American community has been growing by leaps and bounds. The exponential growth of the Asian-American population and the fast expansion of their economic activities have combined to create an ever-increasing demand for quality banking products and services. In view of this development, a group of senior bankers and successful entrepreneurs decided to join force to establish a new bank – United International Bank (the “UIB”). It is their common vision and interest to facilitate the continued success of the growing New York Asian-American community. By establishing UIB as a locally based community bank, the goal is to help the Asian-Americans making further contribution to the social and economic vitality of New York City. UIB is therefore committed to serving the community with easier access to decision-makers, high quality professional services, a full product menu, and most important, innovative delivery of customer value and convenience.

Many Asian-Americans in the greater New York area are small local business owners. They often have difficulty in obtaining bank financing to support their business growth. To address this issue, UIB has established a “Small and Mid-sized Business Financial Service Center” dedicated to helping local small businesses. The lending professionals in UIB’s “Business Banking Department” are highly experienced in working with business concerns and entrepreneurs for a variety of credit arrangements ranging from import and export trade finance transactions, accounts receivable and inventory financing, revolving working capital lines of credit, to financing for equipment purchases and other capital expenditures. UIB also has special expertise in a variety of mortgage loan products, both residential and commercial, as well as construction lending, for a broad spectrum of property types and financing arrangements with flexible terms, competitive pricing and fast approvals. The collective expertise assembled among the UIB’s professional banking personnel will ensure that UIB can adequately serve the community’s credit needs.


UIB has pioneered the concept of opening to customers for 365 days a year (366 days for leap years), including Saturdays, Sundays and national holidays. UIB also operates extended weekday hours, opening to customers from 8:00 am to 8:00 pm from Monday to Friday, and from 10:00 am to 4:00 pm for weekends and national holidays, to accommodate the busy schedules of retailers and commuters. In addition, UIB provides Automated Teller Machines (ATM’s), Internet Banking services, Online Bill-Payment and a fully automated state-of-the-art banking system for customers to access their accounts anytime and anywhere. UIB is also the forerunner in providing both traditional Chinese and simplified Chinese languages on its ATM and internet banking website to serve the Chinese readers from all around the world. UIB is dedicated to creating value for its customers in the most convenient manner and banking hours.


The underlying business philosophy of UIB is founded on a firm conviction of achieving Win-Win-Win for its customers, shareholders and employees. Customers expect and deserve high quality service from their banks and UIB stands ready to meet those expectations. We at UIB recognize that as a service business, banks compete on the quality of their services and the efficiency of their service delivery. Management and staff at UIB understand and are firmly convinced that maximizing value for customers is entirely consistent with value creation for the shareholders. None of this would be possible without the dedication and commitment from the employees. UIB strives to create the best working environment for its employees who in turn will be fully dedicated to the creation of value for the customers and shareholders of the bank Many innovative measures have thus been adopted by UIB to encourage its employees to achieve the highest possible level of performance. For example, employees at UIB will not find time-card punching machines to keep their times and instead, they will be enrolled in an employee stock option program so that they will be rewarded with their fair share of the fruit of their efforts.

Diligence and innovation are the hallmark of the UIB value. Innovations introduced by UIB to create customer benefits include features such as the “Full House Deposit Account”, the “Free Free Checking Account”, free and nationwide usage of ATM cards for customers meeting certain minimum requirements, internet banking and imaging services, innovative real estate lending programs, etc. All this and more are provided to UIB customers in the most convenient manner and banking hours. Every one of us at UIB continuously looks for better ways to serve our customers – our number one mission and our top and only priority.