| ACCOUNT NAME |
Business Statement Savings |
Business Money Market |
| Minimum Balance to Open |
$500 |
$500 |
| Minimum Monthly Average Daily Balance to Avoid Charge and to Obtain APY |
$1,000 |
$1,000 |
| Monthly Balance Requirement Charge |
$25 |
$25 |
| Per Transaction Fee |
$0.25/per withdrawal (if Minimum Balance not Met) |
$0.25/per withdrawal (if Minimum Balance not Met) |
| Fee Per Transaction in Excess of Limits Defined for
Savings and MMDA in "Regulation D" (1) |
$20 |
$20 |
| Interest Bearing (2) |
Compounded daily and
credited quarterly |
Compounded daily and credited monthly |
| Internet Banking Service |
Yes |
Yes |
| Internet Bill Payment Service |
N/A |
$4.95 per month |
| Check Imaging Service |
No |
Yes |
