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| ACCOUNT NAME | Personal Statement Savings | Personal Passbook Savings | Personal Money Market |
| Minimum Balance to Open | $300 | $300 | $2,000 |
| Minimum Balance to Avoid a Fee | $500 | $500 | $2,000 Combined Balance w/ Checking, SAV & CD |
| Monthly Balance Requirement Charge | $5 | $5 | $20 |
| Per Transaction Fee if Minimum Balance not Met |
0.25/per withdrawal | 0.25/per withdrawal | 0.25/per withdrawal |
| Charge Per Transaction in Excess of Limits Defined for Savings and MMDA in "Regulation D" (1) |
$5 | $5 | $20 |
| Interest Bearing (2) | compounded daily and credited quarterly |
compounded daily and credited quarterly |
compounded daily and credited monthly |
| Maximum Daily ATM Cash Withdrawal | $500 | N/A | $500 |
| Internet Banking Service | Yes | Yes | Yes |
| Internet Bill Payment Service | N/A | N/A | $3 per month. Free, if combined average daily balance, w/ SAV, Checking, CD > $2,000 |
| Check Imaging Service | No | No | Yes |
Note:
- Please refer to our Deposit Account Agreement and Disclosure for detail information
- Interest will be calculated by tier in full balance.
- For further information please contact our Customer Service Representative.
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