 Residential Mortgage
United International Bank understands that your house is just like a
castle to you and your family. To own your own house is a dream that
comes true. We can help you to get a suitable and low-cost residential
mortgage package in the most efficient fashion.
We offer you either variable, adjustable, or fixed interest rate on a 1,
5, 15, or 30-year term. Some of our loan programs do not require income
verification, so we can make your application easier. You may not even
have to worry about your credit records as we can tailor a mortgage to
your specific situation.
United International Bank is a friendly and equal credit opportunity
lender. Your request will always be answered as our first priority. For
inquiry and application, simply fill out this
Uniform Residential Loan Application and call 1-718-886-1788 for Mr.
Ben Chang.
Conforming Rates
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- Full income and full assets verification
- Fannie Mae maximum loan limits apply:
- 1 Family: $417,000
- 2 Family: $533,850
- 3 Family: $645,300
- 4 Family: $801,950
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15 YEAR FIXED
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| Rate % |
Points |
APR % |
| 5.625 |
2.00 |
6.182 |
| 5.750 |
1.50 |
6.309 |
| 5.875 |
1.00 |
6.437 |
| 6.000 |
0.50 |
6.565 |
| 6.125 |
0.00 |
6.693 |
30 YEAR FIXED
|
| Rate % |
Points |
APR % |
| 5.750 |
2.00 |
6.082 |
| 5.875 |
1.50 |
6.210 |
| 6.000 |
1.00 |
6.338 |
| 6.125 |
0.50 |
6.466 |
| 6.250 |
0.00 |
6.594 |
1. Rate & points based on 01/10/2007, subject to adjustment without further notice.
2. APR stands for Annual Percentage Rate. |
Non-Conforming Rates
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- Jumbo Loans, Stated Income, Stated Assets programs are available at higher rates and points.
- Please call our Residential Mortgage Department for more details.
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Link & Contact
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- For further inquires, please call the Residential Mortgage Department at,
(718) 886-1788 x 140 or
(718) 886-1788 x 143 - Use the Mortgage Payment Table to help you estimate your monthly principal.
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